The current real estate market is hotter than it has been in years. As a consequence, we have recently seen some Chapter 13 clients who would like to cash in and sell their house. Can you do it while you are in an active Chapter 13? The answer is yes as long as you get […]
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Thousands of people across this country are currently enslaved by student loan debt. The Wall Street Journal and many other great newspapers have written articles detailing the effects of student loan slavery. Marriages are being put off. People cannot afford to buy houses. New businesses never get started. It is a huge drain on our
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In this video, I give a short description of Chapter 13 and Chapter 7 bankruptcy. Chapter 13 is often referred to as the “catch your breath” provision of the bankruptcy code. Chapter 13 is a great tool to catch up past due house payments, past due car payments, or some other secured debt. In contrast,
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How does a divorce affect bankruptcy? Getting divorced during a bankruptcy presents major ethical considerations for your Georgia bankruptcy attorney when a husband and wife file a case together (See Georgia Model Rules of Professional Conduct). In an individual case, your Georgia bankruptcy attorney may simply need to file amendment reflecting the loss income of
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A chapter 7 bankruptcy is often called the “fresh start” provision of the bankruptcy code because it allows you to wipe out all of your debt and get a fresh start. In a chapter 7 bankruptcy, we show the Court that you are unable, based upon your budget, to pay the debt that currently hangs
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Many people like to refer to Chapter 13 bankruptcy as the “catch your breath” provision of the Bankruptcy Code. It is designed for people who have money to pay back their creditors but who can’t do it all tomorrow like the creditors are demanding. Chapter 13 bankruptcy allows you stop the harassing phone calls
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A Motion for Relief from the automatic stay is basically a request from a creditor to the Bankruptcy Court for permission to take back collateral. Motions for Relief are set down for hearings before the Bankruptcy Court. In Northwest Georgia, these hearings are held at the Federal Building in downtown Rome GA. Debtors and their
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If you are considering bankruptcy, I would advise you to close any bank accounts you have with Wells Fargo. If you need assistance repairing your credit following your bankruptcy call our office. Our Bankruptcy attorney would protect your business from creditors when you are going through a bankruptcy filing. The Law Office of Jeffery B. Kelly would facilitate
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In this video, I talk about how bitcoins may impact the bankruptcy world in the future. Bitcoin has been making its way into the news and into a legal discussion. The bankruptcy system must address the virtual currency phenomenon that Bitcoin presents to keep up with present societal changes. Our experienced attorneys at Law Office of
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Making the decision to get off the fence can be difficult. Honestly, most of my bankruptcy clients stay on the fence until the last possible second. How can you know when it is time to file bankruptcy? I hope this video will help answer that question for you. Deciding that it is time to file a bankruptcy can be
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