I am dealing with UNMANAGEABLE DEBT
Financial trouble keeping you up at night? Eliminate your debts and get a fresh start in life with the help of experienced Georgia bankruptcy attorneys!
I am being SUED FOR MY DEBTS
Are you facing debt collection lawsuits? Protect your properties and assets and stop lawsuits, wage garnishment, foreclosure, and repossession.
I need help REPAIRING MY CREDIT
Worried about your credit score after filing bankruptcy? Find out what you can do to ! Learn from the best bankruptcy attorneys in Georgia.
Georgia Bankruptcy Lawyer
Georgia Bankruptcy Lawyer Can Help
We have all heard the myths about filing for bankruptcy in Georgia, but none of them are true. The Bankruptcy law was written to protect people like you from devastating debt. Filing for bankruptcy in Georgia, can give you a fresh start, eliminating most debts and stopping legal action against you, including foreclosure. We want to help you get back on track so all of our bankruptcy cases include FREE CREDIT REPAIR. Don’t lose another night’s sleep. Call us today!
Chapter 7 Bankruptcy
Chapter 7 bankruptcy can be a very valuable tool for some people. It allows those who qualify to ask the courts to forgive their debt so they gain an important fresh start. Yet, it also comes with some limitations. To determine if you will benefit from filing Chapter 7 bankruptcy in GA, focus first on your financial struggles and how well this type of change can enhance your financial future.
Many people like to refer to Chapter 13 bankruptcy as the “catch your breath” provision of the Bankruptcy Code. It is designed for people who have money to pay back their creditors but who can’t do it all tomorrow like the creditors are demanding. Chapter 13 bankruptcy allows you stop the harassing phone calls and lawsuits. Bankruptcy Chapter 13 gives you time to catch your breath while you pay your creditors. Chapter 13 bankruptcy stops garnishments, foreclosures, as well as repossessions of your car. You do not need the permission of your creditors to obtain Chapter 13 bankruptcy protection.
Chapter 13 Bankruptcy
Wage Garnishment
Have you ever seen those movies where someone is about to drown and then at the last second, someone throws them a lifeline? Could chapter 13 be your lifeline? Chapter 13 stops the foreclosure of your home in Georgia.
All over America, people are fighting to keep their homes. Circumstances that are way beyond any person’s control can cause economic hardship. Loss of job, loss of overtime, cancer, heart attack, other medical emergencies, death of a family member, or divorce can put a person into an economic debt whirlwind. You don’t have to let these circumstances control your life. I can help you get legal relief so that you can regain control.
When your employer is served with a Georgia garnishment, it is extremely important that you take action as soon as you can. If you do nothing, the creditor is going to garnish up to 25 percent of your net paycheck.
Here is how the garnishment process process normally works in Georgia. First, a creditor will file a lawsuit against you. In most cases, the local Sheriff will drive up to your house and serve you with the court papers. If you dispute the claim being made against you, you must defend yourself in court. Otherwise, the creditor will obtain a default judgment against you.
Home Closure
Vehicle Repossession
For whatever reason, falling behind on car payments can lead to the threat of losing your vehicle. This can significantly disrupt your daily life, especially if you rely on your car for work, errands, or transporting your family. If this happens to you in Rome, GA, there are ways to stop car repossession. One option is Chapter 13 Bankruptcy, a legal process that can help return control to your finances.
or Call Us Today! 770-637-1756
Need to Speak with a Georgia Bankruptcy Attorney Now?
Are you dealing with possible foreclosure, repossession, or wage garnishment? Let our Georgia bankruptcy attorneys help you. We are experienced in filing Chapter 7 and Chapter 13 bankruptcies in Georgia.
or Call Us Today! 770-637-1756
Why you should hire The Law Office Of Jeffrey B. Kelly
Extensive Experience You Can Rely On
Personalized, Compassionate Service
If a situation arises during your case, you will be able to speak directly with a bankruptcy attorney.
We will give you the personal attention you deserve with kindness and respect.
Efficient and Respectful of Your Time
We value our client's time. We do not like to make our clients wait. This means that you will rarely if ever, have to wait even ten minutes to see us.
or Call Us Today! 770-637-1756
Georgia Bankruptcy Information
Job Loss and Emergency Bankruptcy Filing in Georgia
The phone call comes without warning. Your supervisor’s voice carries that apologetic tone you’ve heard other colleagues describe. Budget cuts. Restructuring. Your position has been eliminated. In an instant, your steady paycheck vanishes, but your bills remain stubbornly in place. If you’re facing this reality in Georgia, you’re not alone. Thousands of hardworking people find […]
Credit Card Lawsuit Defense vs Bankruptcy in Georgia
You wake up one morning to find a sheriff’s deputy at your door, serving you with papers. Your credit card company – or more likely, a debt collection firm – has filed a lawsuit against you. Your heart sinks as the reality hits: this is real, and you have to deal with it now. If […]
Divorce Debt Division and Bankruptcy Timing in Georgia
When Marriage Ends and Money Troubles Begin When your marriage is falling apart and the bills keep piling up, you might feel like you’re caught between a rock and a hard place. Should you file for divorce first, or should bankruptcy come before the divorce papers are signed? The timing of these major legal decisions […]
Need to Speak with a Georgia Bankruptcy Attorney Now?
Are you dealing with possible foreclosure, repossession, or wage garnishment? Let our Georgia bankruptcy attorneys help you. We are experienced in filing Chapter 7 and Chapter 13 bankruptcies in Georgia.