In a bankruptcy case, any inheritance that you are about to receive should be brought to the attention of your bankruptcy attorney before any case is filed. I recently spoke with a couple in my Rome office whose mother had recently died. These Rome Ga bankruptcy clients were scared to death that they would not […]
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Yes, Chapter 7 bankruptcy will stop the foreclosure of your home in Georgia. However, it will only stop it for short period of time. Any person who is facing foreclosure that wants to keep their home should consider a Chapter 13 bankruptcy. Chapter 7 is designed for people who are wiping out of their debts
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Bloomberg news has reported that U.S. Bankcorp and Wells Fargo have lost a major foreclosure case in the Supreme Court of Massachusetts (click here to see the full article). This ruling upholds a decision from a lower court that declared that two foreclosures in Massachusetts were not valid because the banks did not prove they
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Understanding Chapter 13 and the 36 month applicable commitment period can be tricky. I received a call this past week from one of my Rome GA bankruptcy clients who was in a ten percent Chapter 13 plan. He asked his plan said he was going to pay back only ten cents on the dollar but
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The Wall Street Journal recently reported that one the nation’s largest debt collectors has used the signature of a dead person to collect on debts (click here to read the article in the WSJ). Martha Kunkle died in 1995. Her death did not stop Portfolio Recovery Inc. from using her signature to sue people. The
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The Wall Street Journal reports that computerized house appraisals are preventing debtors from refinancing their loans (Click here to see the full article). In the past, home appraisals were blamed for being too generous. In fact, some people claim that generous home appraisals caused the housing bubble that has come crashing down over the past
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In a chapter 13 bankruptcy, you will know that your case is feasible because we will spend at least two hours going over all of the court documents before we file your case. We are not going to rush you. Signing a bankruptcy petition without careful review will cause you future problems. You are much
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If I file Chapter 7 bankruptcy, how do I know my case won’t get thrown out? I get this question a lot from my bankruptcy clients in Dallas, Cartersville, Rome, Dalton, Chatsworth and Calhoun, Georgia. First of all, I am not going to file any case that I don’t believe will get my client their
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“Should I file bankruptcy or tough it out with my creditors?” As you can imagine, I get this question quite often from potential clients from Rome, Dallas, Hiram, Douglasville, Dalton, Cartersville, Chatsworth, Calhoun and Ringgold Georgia. You might be surprised to know that I often tell some people that they don’t need to file bankruptcy.
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The Los Angeles Times has reported that Arizona and Nevada have filed suit against Bank of America over loan modifications. Click here to read the full article. The Times reports that “troubled borrowers increasingly have accused banks of acting in bad faith by promising them permanent modifications that are never delivered.” As a Georgia consumer
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