Being buried under what seems like a mountain of debt can make people automatically assume they need to be in a debt settlement program. However, sometimes debt settlement can be a complete scam in many cases. Debt Settlement Debt settlement companies cannot protect you from lawsuits. Bankruptcy protects from all collection lawsuits. The worse aspect […]
Filing for bankruptcy can make sense for many people who want to start over after amassing debt that realistically can never be repaid. However, Chapter 7 bankruptcy does not happen overnight. Individuals and couples who choose Chapter 7 in Georgia should be ready to undergo the process. It can be tough to be patient. Yet […]
The decision to file for bankruptcy in Georgia involves plenty of considerations. One of the biggest concerns among individuals and couples who feel bankruptcy is a possible solution to their debt problem is retaining some of their assets. For instance, does bankruptcy law allow them to keep their car? Their home? Their personal belongings? As […]
When you begin to consider bankruptcy as a way to get yourself out of overwhelming and mounting debt, you may wonder if you need the help of a bankruptcy attorney. The short answer is that in Georgia, you do not have to get help from a legal professional to file for bankruptcy. However, you still […]
Whether you file for Chapter 7 or Chapter 13 bankruptcy in Georgia, you can expect your credit to take a hit. Although most people who file for bankruptcy understand this, they may find it difficult to figure out how to gradually improve their credit. The good news is that bankruptcy filers have many ways that […]
As part of the decision to file for bankruptcy under Chapter 13, individuals should always learn as much as they can about what the process will mean for them weekly, monthly, and annually. This includes understanding how Chapter 13 bankruptcy affects taxes, tax refunds, and tax returns. After all, every U.S. citizen is required to […]