Every week, I sit down with clients who are afraid to file bankruptcy—not because they think it won’t help, but because they believe it will destroy their credit forever. Let’s clear this up: for most people I meet, their credit is already damaged, often beyond repair unless something changes. And until the debt is dealt […]
The last thing on your mind when filing for bankruptcy should be losing the very tools that help you earn a living. Whether you’re a carpenter whose livelihood depends on power tools, a photographer with thousands of dollars in camera equipment, or a contractor with specialized machinery, Georgia bankruptcy law recognizes that taking away your […]
A Georgia Small Business Owner’s Guide to Personal Guarantees in Bankruptcy The ink was barely dry on your business loan documents when reality hit. Your thriving restaurant, retail store, or service company suddenly faced challenges you never anticipated. Now, as you consider bankruptcy for your business, you’re confronted with a harsh truth: that personal guarantee […]
The chest pain struck like lightning at 2 AM. Within minutes, you’re racing to the emergency room, thinking only of survival. Three hours later, you’re discharged with a clean bill of health but facing a $15,000 medical bill that threatens to destroy your financial future. Sound familiar? You’re not alone, and more importantly, you’re not […]
Tax season arrives like clockwork every year, bringing with it a familiar mix of hope and anxiety. Will this be the year you finally get that hefty refund to pay down debt? Or will you owe more money you simply don’t have? If you’re already drowning in financial obligations, the approaching tax deadline might have […]
Recently, a tragic car accident took place in the Rome area that resulted in a devastating injury to a high school cross-country coach and runner. Reports indicate that she was pinned under a vehicle for nearly two hours, ultimately losing a leg due to the crash. Even more distressing is the possibility that one of […]
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A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
