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Chapter 7 Means Test

By Jeffrey Kelly | September 7, 2016

Qualifying through the Georgia Chapter 7 Means Test Generally, there is one roadblock that stands between debtors and their Chapter 7 discharge: qualifying through the Georgia Chapter 7 Means Test. The most common chapter of bankruptcy filed by debtors is Chapter 7. Chapter 7, outside of certain specific situations, is the more desirable of two […]

Financial Troubles? When to File Bankruptcy

By Jeffrey Kelly | August 31, 2016

Bankruptcy filing rates are down overall, but four Georgia counties are among the top ten in the nation in terms of consumer bankruptcy filings. With 1,096 bankruptcy filings per 100,000 people, Clayton County (Jonesboro) is second only to Shelby County in Tennessee. The recession hit folks in Clayton County hard, as unemployment peaked at 13.5 […]

Bankruptcy and Security Clearance Revocation

By Jeffrey Kelly | August 24, 2016

Many people who work at Dobbins A.R.B., Moody A.F.B., Kings Bay N.S.B., or a company that supports these installations, put off necessary bankruptcy filings because they fear that such a move will result in the security clearance revocation. While financial problems may have an adverse effect, there is not a direct relationship between consumer bankruptcy […]

Hard-to-Find Answers to Chapter 7 Bankruptcy FAQs

By Jeffrey Kelly | August 17, 2016

If you are considering filing bankruptcy, you probably have many questions.  Some questions which few sites answer can have a big impact. The Chapter 7 bankruptcy FAQs below can make a large difference in understanding the bankruptcy process and how your specific situation can fit into that process. Q: Will I be able to repair […]

The Eternal Chapter 13 Bankruptcy Case

By Jeffrey Kelly | July 24, 2016

Why would anyone want to be in a Chapter 13 case that lasts forever? The mere thought of being in Chapter 13 for the rest of your life sounds crazy to most people. Who should want to be in a Chapter 13 that never ends? The answer to this question is………a person who has student loans […]

Bankruptcy and Frogs

By Jeffrey Kelly | July 10, 2016

As I got into my car early one morning to head to work, I noticed I had an unexpected little friend on my dashboard.  I wondered to myself, “How in the world did this little guy end up in my car?” I had not left the car open all night.  I had not left the […]

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