It’s tax refund season—and if you’re thinking about filing for bankruptcy, there’s one question you’re almost guaranteed to hear during your 341 Meeting of Creditors: “How did you spend your tax refund?” This isn’t just small talk. Your answer could significantly impact your bankruptcy case—especially if it hints at misuse of funds. What Not to […]
I often meet with clients who have a mountain of student loan debt and would love to wipe it out in bankruptcy. “Please tell me that there is some way that we can get rid of this mountain of student loan debt!” some will say. Unfortunately, getting rid of student loan debt in bankruptcy is […]
Some people just are not meant for Chapter 7 bankruptcy. However, even though their car won’t fit into the space, some people demand that their attorney file their Chapter 7 case anyway so that they can get their opportunity for a fresh start. A small number of people will meet with one bankruptcy attorney who […]
I wish that I could tell you that the bankruptcy means test is logical, makes sense mathematically, and ends with a just result. However, the truth is that the bankruptcy means is not a product of logic. Its a product of politics that was created by Congress. As a consequence, sometimes the end result makes […]
Real debt collectors are bad enough. They ring your phone all day and most are extremely unpleasant to deal with. Now we find out that there are fake debt collectors who are trying to squeeze victims out of their hard earned money. The Wall Street Journal recently reported that United States Federal authorities have cracked […]
The Wall Street Journal recently reported that the federal government finalized an agreement worth as much as $26 billion with Ally Financial, Wells Fargo, Bank of America, Citigroup, and J.P. Morgan Chase and Co. The purpose of this agreement is to settle alleged foreclosure abuses by these lenders. On the surface, this appears to be […]
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A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
