In a Chapter 7 bankruptcy case, a trustee cannot take away some types of income streams from you that are protected by the Georgia exemption statute. Income streams that are protected by the Georgia exemption statute are: income received from unemployment veteran’s benefits disability benefits payments from a pension or annuity payment from an IRA […]
In every bankruptcy case, if a creditor wants to get paid they must file a proof of claim. A proof of claim is a written statement of a creditor with verifying documentation that describes the basis that the person who filed bankruptcy owes the creditor. When you file a bankruptcy case in the Northern District […]
The Atlanta Journal and Constitution recently reported that the federal government will unveil yet another new program to help resolve the foreclosure crisis in this country. This new proposal will make changes to the Home Affordable Refinance Program (HARP) which was introduced in 2009. Just like all of the other programs unveiled to this […]
Almost everyone who files Chapter 7 bankruptcy wants to also begin the process for reaffirming their car loan. When reaffirming a car loan, you sign an document whereby you agree to treat the car debt as if you had never filed bankruptcy against it. In some cases, this can be a bad idea. In Northwest […]
Reader’s Digest recently published an article detailing some secrets from the debt collector’s playbook (click here to read the full article). As a Georgia bankruptcy attorney, I wanted to throw up when I read the part about how the debt collector will ask people to borrow from their 401k or borrow money from friends or […]
Newspapers across our nation have been full of articles detailing bank foreclosure practices that have been abusive. It now looks like the federal government will attempt to respond to this foreclosure abuse. The Wall Street Journal has reported that federal regulators will review millions of foreclosure cases to determine whether some consumers should be compensated […]
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A Guide to Bankruptcy in Georgia
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