June 30, 2011, is the last day you can appeal your property tax assessment in Rome, Georgia. The Rome News Tribune had an article about this topic on front page of today’s paper (click here to read it). The number one reason to appeal your tax assessment if the value is not accurate is that […]
In Chapter 13 bankruptcy, who is this mysterious player called the Chapter 13 Trustee? The Chapter 13 Trustee is an attorney who is hired by the United States Bankruptcy Trustee to basically ensure that everyone is playing by the rules. In addition, the Chapter 13 trustee is the person who collects money from the debtor […]
Many of my Chapter 7 bankruptcy clients in Northwest Georgia get the Chapter 7 bankruptcy trustee confused with the judge. At the 341 meeting of creditors, its not uncommon to hear a debtor answer a question with “yes your Honor” even though there is no judge at this hearing. Every single Chapter 7 case filed […]
The front page of the June 7, 2011, issue of the Wall Street Journal reports that almost forty percent of homeowners who took out second mortgages on their homes “are underwater on their loans, more than twice the rate of owners who didn’t take out such loans.” (click here to view the article). Dealing with […]
When you file bankruptcy, you want to list every single debt you have in the entire world. Bankruptcy is your chance to wipe the slate clean and you want to clean it all. However, what happens when you forget to list something? What happens when some creditor from years ago comes out of nowhere and […]
After filing Chapter 7 bankruptcy, you will not be on hook for your first or second mortgage if you don’t sign a reaffirmation agreement. After filing Chapter 7, many people move out of their house thinking that they are finished with that stinker. They have received a Chapter 7 discharge and believe that they have […]
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